Author Elizabeth Nhau-Chirigo Uncovers Her Inspiring Memoir


Gloucester, England (PRWEB) October 17, 2014

Elizabeth Nhau-Chirigo’s life is like dripping water on a concrete slab. She learned a valuable lesson from her father that gripped her willpower and driven her to aim higher and dream bigger. Readers will discover the evidence of her achievements over life’s encounters in “Dripping Water” (published by Xlibris).

Growing up surrounded by bright siblings who were being rewarded both at school and home and it seemed she was often left out, Nhau-Chirigo developed a childhood depression. Her father must have quickly noticed that something is wrong, so he gave her a one to one teaching through the analogy of dripping water from a faulty water tap which is situated above a concrete slab. He said that if one visits the slab after a long time, one will find the water would have caused a hole on the slab. This teaching gripped her will power and contributed to the person she is today. The bigger contribution came from her hard-working mother who ran a humble sawing business from home which raised the family from ashes to riches.

“Dripping Water” does not only tells an inspiring true-to-life story, but also displays a true representation of the African culture linked to Christen principles in this modern era.

“Dripping Water”

By Elizabeth Nhau-Chirigo

Softcover | 6x9in | 120 pages | ISBN 9781493138937

E-Book | 120 pages | ISBN 9781493138944

Available at Amazon and Barnes & Noble

About the Author

Elizabeth Nhau-Chirigo is a reputable businesswoman and a qualified adult nurse. She is a graduate of the University of the West of England, where she obtained her diploma in adult nursing. She also did further studies in church ministries and graduated from Destiny School of Ministry in Gloucester, United Kingdom. Elizabeth obtained her business diploma in imports and exports via distance learning with Antony Wade Consultancy of the United Kingdom.

She has travelled around the world and touched all the continents, allowing her to learn different cultures thereof. Having been born and brought up in Africa, she is totally convinced that all human beings were created the same, and therefore they should enjoy similar comforts. Her passion is to see advancement for an average person of Africa, particularly from her home country of Zimbabwe. She is a widow with two great daughters.

Xlibris Publishing UK, an Author Solutions, LLC imprint, is a self-publishing services provider dedicated to serving authors throughout the United Kingdom. By focusing on the needs of creative writers and artists and adopting the latest print-on-demand publishing technology and strategies, we provide expert publishing services with direct and personal access to quality publication in hardcover, trade paperback, custom leather-bound and full-color formats. To date, Xlibris has helped to publish more than 60,000 titles. For more information, visit xlibrispublishing.co.uk or call 0800 056 3182 to receive a free publishing guide. Follow us @XlibrisUK on Twitter for the latest news.

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Health Insurance Agents Can Be Critical Resource in Helping Consumers Make Right Coverage Choices


Austin, Texas (PRWEB) October 15, 2014

With the open enrollment period for year two of the Affordable Care Act only one month away, consumers will soon begin the now-annual process of confirming whether or not the health coverage choice they made in the previous year remains the best option for themselves, family members and their budgets. For many who didn’t seek assistance in year one, they should consider consulting with a professional insurance agent in year two to not only be essential but also a “no-brainer” since doing so does not increase the cost of coverage.

Barring another marketplace computer crash, year two of enrollment under the Affordable Care Act should present fewer technical challenges, but that doesn’t guarantee a smooth experience for all consumers. Many will still find the complexity of purchasing coverage overwhelming as they evaluate their purchase from year one and in many instances attempt to correct the bad and uninformed decisions they made during their initial enrollment. According to a recent poll conducted by the Associated Press and the international market research firm GfK, 75 percent of Americans still say the health care law is difficult to understand.

Based on the brief amount of time that some consumers spent on their first-year choices, many discovered they need to take a closer and more informed look at their options in year two. An Aflac poll released in September showed that 41 percent of those surveyed said they spent 15 minutes or less considering their options in 2013.

While government-funded navigators are available to help consumers complete the application process and answer general questions industry experts have raised concerns that reliance on inexperienced assisters could put consumers at risk and lead to choices that individuals later regret. The possibility of fraud, the lack of adequate training and navigators’ limited and often nonexistent knowledge of health insurance products raised concerns during year one about the new law, prompting several states, including Texas, to strengthen assister requirements in order to protect consumers.

“While steps such as requiring background checks may reduce the chance of individuals with criminal records becoming navigators, they don’t remove the risk of unscrupulous conduct. On the other hand, an insurance professional will be better able to provide the insight to help consumers choose appropriate coverage,” said Jacqueline St. Hilaire, president of the Texas Association of Health Underwriters.

St. Hilaire continued, “The least expensive plan may not be the best choice for everyone. The most expensive may not cover a particular doctor or procedure that a consumer wants. Understanding these types of details as well as the basics such as deductibles, co-pays and co-insurance are not easily explained by someone who lacks a working knowledge of insurance.”

A Kaiser Family Foundation survey of programs that assisted individuals signing up for coverage in 2013 found that 90 percent of those who offered assistance had been contacted by consumers with post-enrollment questions.

According to St. Hilaire, assisters and new marketplaces may offer access to rates and coverage available in a consumer’s area, but professional insurance agents have provided the same function, with added insight and personalized services for decades.

St. Hilaire and the army of professional agents within the organization she leads are licensed and trained to help consumers and businesses understand the complexities of health insurance and now health reform in the private market as well as through exchanges. Their personal and professional assistance is available to anyone purchasing coverage in the marketplace at no additional cost.

Health insurance agents are required to meet strict state-level exam-based licensing laws and annual continuing education requirements, as well as significant privacy, security and market conduct requirements. They are experienced and trusted with handling consumers’ very private personal and financial information. Many also have advanced training and professional designations reflecting their broad expertise and specialties in educating and advising on how to manage risk and make informed insurance choices.

St. Hilaire explained that many consumers are now realizing that making health coverage choices is not like buying a book or making a hotel reservation online. Benefits are complex and they are critically important to a family’s stability and peace of mind.

“You buy the wrong book and you’re out a few dollars. Make the wrong choice for health insurance and the consequences can be far more significant,” stated St. Hilaire.

Year two enrollment begins on November 15, 2014, and extends to February 15, 2015. For coverage to be effective January 1, 2015, it must be purchased by December 15, 2014. For those who purchased coverage in 2014 and want to change their health plan, they will also need to purchase by December 15, 2014.

Individuals and employers interested in locating a professional benefits adviser in their community who can assist with questions about year two of the Affordable Care Act may go to Find an Agent.

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Texas Association of Health Underwriters (TAHU) is a state trade association representing licensed health insurance agents, brokers, consultants and benefit professionals who serve the health insurance needs of employers seeking health insurance coverage. TAHU is a state chapter of the National Association of Health Underwriters.







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New Ilchi Lee Storybook Animation with Message of Hope and Freedom Releases October 3rd


(PRWEB) October 04, 2014

“Bird of the Soul” by Ilchi Lee and illustrated by Jisu Han, from which many readers have regained hope, has been remade into a twenty-minute animation to be released publicly on YouTube on October 3, 2014. The entire story is told in the animation.

Originally animated in South Korea, this English version features the voices of well-established voice actors Steve Nunez and Kira Buckland. Its whimsical style is based on the colorful and cheerful illustrations in the book, which take viewers back to the openness and imagination of childhood. Additional bonuses to the animation are two songs new to the English version, which were composed and played by artist Chris Yanson and sung by Kira Buckland.

Like the book, which includes a meditation CD and journal, the animation of “Bird of the Soul” reminds viewers of the importance of staying connected to their deepest inner voice, their soul, which is always offering encouragement and advice. That voice is represented by a sweet bird that nests in the heart. The bird also represents the sense of freedom found when one keeps one’s ears open to the voice of the soul. The book and animation illustrate that that freedom comes from a sincere trust in ourselves and the courage to imagine what we really want.

The main protagonist in the story, Jay, loses touch with his soul as he grows up and focuses outside of himself more and more. The action of the story reaches a climax when Jay has achieved what would commonly be called a “good life,” but isn’t really happy. He finds new hope for his life when he reconnects with the bird of his soul.

Through this accessible work for all ages, as you travel with the protagonist on his journey through life, Ilchi Lee said he hoped that “you regain that which is precious and important, that which you may have forgotten.”

Neale Donald Walsch, bestselling author of the “Conversations with God Series” seems to think that you can. He noted that “with this sweet and gentle book, ‘Bird of the Soul,’ Ilchi Lee has opened the door for a child’s rich and deep understanding, which, in turn, can lead them to a full and rewarding life.” Christiane Northrup, M.D., ob/gyn physician and author of the “New York Times” bestsellers “Women’s Bodies, Women’s Wisdom” and “The Wisdom of Menopause” agreed that “This is a beautiful book, lovely. Its message resonates deeply.”

This message has been reaching and resonating with many people through the Bird of the Soul Book Drive, which the non-profit Dahn Yoga Foundation began last May with the support of the book’s publisher, Best Life Media. Almost 3,000 books have been donated to over 100 organizations so far. Children and adults in schools, senior centers, churches, and even prisons have become excited about “Bird of the Soul.”

One woman who regularly taught Dahn Yoga at an Arizona Correctional Facility in Phoenix read “Bird of the Soul” in her classes and led the inmates in the meditation that is included in the book. She noted, “What I witnessed on their faces was a glow, a spark of hope and understanding. Some started to open up for the first time, sharing their struggles of guilt and shame. Others remarked about the joy and hope brought to them by the journey of the story.”

Dahn Yoga Foundation regularly supports community-based Dahn Yoga classes as part of its commitment to creating a healthier and more peaceful society. It also organizes other community activities, such as park cleaning, tree planting and walk-a-thons.

Author Ilchi Lee has penned 34 books besides “Bird of the Soul,” including the “New York Times” bestseller, “The Call of Sedona: Journey of the Heart.” An impassioned visionary, educator, mentor, and innovator, he has developed many successful mind-body training methods, including Dahn Yoga and Brain Education. He is also a well-respected humanitarian who has been working with the United Nations and other organizations for global peace. More about Ilchi Lee can be found on his personal website, ilchi.com.

Best Life Media is an independent publisher located in Sedona, Arizona that produces books, CDs, DVDs, and other personal growth tools. Its mission is providing positive and supportive resources through which individuals can create happier, healthier, and more peaceful lives for themselves and their community.







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